Mortgage Details
Home Purchase
Buying a new property
Buying a new property
Refinancing
Refinance existing loan
Refinance existing loan
AED
AED
%
AED
Calculation Results
AED0
Monthly Payment
AED0
Loan Amount
AED0
Total Interest
AED0
Total Payment
0%
Down Payment %
| Component | Amount (AED) |
|---|---|
| Principal | 0 |
| Interest | 0 |
| Processing Fee (est.) | 0 |
| Insurance (est.) | 0 |
Affordability Analysis
Debt-to-Income Ratio
0%
Loan-to-Value Ratio
0%
Affordability Status
Good
UAE Mortgage Tips & Guidelines
UAE Central Bank Rules
Expatriates can finance up to 75% of property value (80% for UAE nationals) for properties under AED 5 million.
Debt-to-Income Ratio
Keep your total monthly debt payments below 50% of your gross monthly income for better approval chances.
Required Documents
Prepare salary certificate, bank statements (6 months), Emirates ID, passport, and property documents.
Processing Time
UAE mortgage approval typically takes 2-4 weeks. Pre-approval can speed up the property buying process.